Consumer Loans

New & Used Auto Loans

If you need a reliable source for auto loans, you can count on Post Community Credit Union for the rates and terms to fit your budget. You can get better performance out of your budget and more miles out of your money when you finance a new vehicle, refinance an existing vehicle loan with us, and learn about the great products PCCU can offer, like GAP, and Credit Life & Credit Disability. Members can finance a new or used vehicle with no money down!

  • Finance cars, trucks, vans and motorcycles
  • Up to 100% financing available (no money down in some cases)
  • Terms up to 84 months on new and used autos
  • Refinancing available – contact us to compare interest rates
  • NADA values offered – take advantage of our experience to help you get your best deal

Credit Union Financing Can Beat The Dealers 0% Financing!
Take the rebate and save with a loan from PCCU! If you’ re offered the choice of a rebate or the dealer’ s 0% financing, choose wisely – subtract the rebate amount from the car’ s price! Financing the lower amount with a low rate loan from PCCU could cost significantly less than paying the full invoice amount with the dealer’ s 0% financing. See the example below:

 PCCU’s 2.49% APR* FinancingDealer’s 0% APR Financing
Vehicle Purchase Price$25, 000$25, 000
Dealership Rebate$3, 000$0
Final Loan Amount$22, 000$25, 000
48 Monthly Payments of$482$521
Total Cost Paid$23, 137$25, 000
Total Saved$1, 863$0

*APR=Annual Percentage Rate. 100% financing available. New/used/refinanced auto loan rate example: 48-month loan at 2.49% APR. Other terms available; call for details. Dollar amounts are approximate values. Used/refinanced car terms based on the vehicle’ s model year and amount financed. The rate for new/used/refinanced auto loans is determined by terms, application and credit history. Your actual rate may be higher. Rate effective 8/1/14 and is subject to change without notice.

Other Consumer Loans

  • Large recreational equipment loans – boats, motor homes & travel trailers
  • Small recreational equipment loans – farm, garden & lawn equipment
  • Unsecured closed-end loans
  • Unsecured credit lines
  • Revolving loans
  • Overdraft protection loans
  • Share-secured loans

Check rates. For more information, contact us at 269.966.3900 or click below to apply today!